Something just happened? Start here.
Clear, step-by-step help after a scam, identity theft or a data breach. Every step links to the official U.S. source it comes from.
Free tools
They run in your browser. Nothing you enter is sent to us or stored on our servers.
Scam recovery checklist
Tick what happened (how you paid, what you shared) and get a prioritized plan from official FTC guidance.
Credit freeze tracker
Freeze your credit everywhere it matters, with official links and a checklist saved on your own device.
Where to report a scam
Find the official agency for each kind of scam, from fake IRS calls to crypto investment fraud.
Step-by-step guides
Got a Data Breach Notice Letter? What It Means and What to Do
Got a data breach notice? How to check it's real, what each type of exposed data means, and whether to accept the free credit monitoring.
Grandparent Scams and AI Voice Clones: How to Protect Your Family
A “grandchild” calls begging for bail money, maybe in a cloned voice. How to check it’s them, set up a family safe word, and what to do if you paid.
How to Freeze (and Unfreeze) Your Credit: Equifax, Experian, TransUnion and the Ones People Forget
Official links and phone numbers to freeze and unfreeze your credit for free at Equifax, Experian and TransUnion, plus the extra bureaus people forget.
I Gave a Scammer My Social Security Number: What to Do Now
Gave your Social Security number to a scammer? What to do first: freeze your credit, protect your tax and Social Security records, and report it.
I Let a Scammer Into My Computer: What to Do Now
Let a fake tech support or bank caller into your computer or phone? What to do right now, how to protect your money, and where to report it.
I Paid a Scammer Through Zelle: What to Do Now
Paid a scammer with Zelle? What to do right now, when a payment can be canceled, what your bank may refund, and where to report it.
I Paid a Scammer With Gift Cards: What to Do Now
Gave a scammer gift card numbers? Who to call first, what to say, gift card company contacts from the FTC's list, and where to report it.
Is This Call Really From My Bank? How to Check Without Getting Scammed
Got a call or text from your bank's fraud department? How to check if it's real, what banks never ask for, and what to do if you already shared a code.
Someone Opened a Credit Card in My Name: What to Do
Found a credit card account you never opened? How to shut it down, report it at IdentityTheft.gov, freeze your credit and get it off your credit reports.
USPS Text Scam: How to Spot It, What to Do If You Clicked, and How to Report It
Got a text saying USPS can't deliver your package? How to tell it's fake, what to do if you clicked or paid a fee, and how to report it.
How we work
- Official sources on every step. FTC, CFPB, FBI, IRS, Social Security, USPS and the credit bureaus, linked where we use them.
- A named expert reviewer. Alex Fernández, an ISO/IEC 27001 Lead Auditor, reviews our guides. Each guide says whether his review is done and when.
- Visible dates. Procedures change. Each guide shows when it was last fact-checked against its sources.
- No data grabs. Our tools never ask for passwords and never send what you type anywhere.
You're not alone: 73% of U.S. adults have experienced an online scam or attack, and 21% have lost money to one (Pew Research Center, survey of 9,397 adults, April 2025).